HCC Foundation Inc.
Planned Giving
Leave a legacy by making a contribution to the HCC Foundation Inc. that will have an impact for many years to come
Following are the types of legacy-giving opportunities available through the Foundation:
Your Goal | Type of Gift | How to Make the Gift | Benefits You Will Receive |
Make a quick and easy gift | Outright gift | Donate cash, securities or personal property | Income tax deduction; avoidance of any capital gains tax |
Make a revocable gift during your lifetime | Living trust | Name the Foundation as a beneficiary of assets in a living trust | Control of the trust for your lifetime; possible estate tax savings |
Defer a gift until after your lifetime | Bequest in will | Name the Foundation in your will | A donation exempt from federal estate taxes |
Make a large gift with little cost to yourself | Life insurance gift | Give a policy and designate the Foundation as the owner and beneficiary | Current income tax deduction; possible future deductions |
Avoid the two-fold taxation on retirement plan assets | Retirement plan gift | Designate the Foundation as the beneficiary of the remainder of the assets after your lifetime | Avoidance of heavily-taxed gifts to heirs, allowing less costly gifts |
Supplement income with fixed annual payments | Charitable gift annuity | Enter a contract with the Foundation in which we will pay you fixed payments annually | Current and future savings on income taxes; fixed payments for life |
You can designate your gift toward a specific scholarship, program or initiative or toward general support of the College. A list of the Foundation's current funding needs is located on the Funding Priorities.
Whichever option you choose, you will leave a legacy that will impact our students and community for many years to come.
For more information about planned giving at HCC, please contact us. You are also encouraged to consult with your professional advisors, since this information does not constitute tax, legal or investment advice. Thank you!